Yvonne Herrera, a vice president at Affirm, said in a statement the financing arrangement gives consumers "the freedom to manage costs on their own terms, without gotchas." Still, a recent survey by the business intelligence firm Morning Consult found consumers who use short-term financing often borrow and spend a lot and have difficulty keeping up with debt payments
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Breathing Difficulties: Allergic reactions in some cases can cause difficulty in breathing, wheezing, or chest tightness